Flexible loans from INR 3,000 to 1,20,000
Short-tenure personal loans for everyday expenses, planned purchases and unexpected costs, offered by our RBI-registered NBFC partner, with every charge shown upfront.
The terms, in plain numbers
Who can apply
Applicants must meet these basic requirements. Final approval depends on the credit assessment of our partner lending institution.
Indian resident, 18+
Be an Indian resident aged 18 years or above.
Mobile number & bank account
Have a valid Indian mobile number and a bank account in your own name.
Valid KYC documents
Provide valid KYC documents such as PAN and other applicable identity documents, including Aadhaar where permitted by law.
Credit assessment
Meet the loan eligibility and credit assessment criteria of the partner lending institution.
What a INR 10,000 loan really costs
Example: tenure of 120 days, annual interest rate of 18% and a processing fee of 1%.
The simplified annualised cost rate is not the official APR. This example is for illustration only; actual loan terms, fees, APR and repayment amounts may vary based on eligibility and credit assessment results.
Estimate your own numbers
Move the sliders to see how amount, tenure, interest and fees change what you receive and repay.
- Total interest
- INR 592
- Processing fee
- INR 100
- GST on fee (18%)
- INR 18
- Amount disbursed
- INR 9,882
- Simplified annualised cost
- 21.9%
Estimates only, using simple interest. This is not a loan offer, and the actual terms are set by the partner lending institution.
Important notes
Loan approval, sanctioned amount, interest rate, tenure and disbursement are decided by Allen's Housing & Finance Limited, an RBI-registered NBFC. Rupiva Credit does not directly provide loans. Please read your loan agreement and Key Fact Statement carefully before accepting an offer. Questions? Visit our Contact page.