Flexible personal loans, applied for in minutes.
Rupiva Credit makes borrowing simpler. Manage everyday expenses, plan purchases or handle unexpected costs with a quick, transparent online application from your phone.
- Fully online application
- Transparent loan terms
- Protected personal data
Borrowing made simple, clear and secure
Everything is built around a straightforward experience, so you always know what you are applying for.
Easy Online Application
Apply for a loan online with a simple and convenient process. Register with your mobile number, complete KYC and submit your application without paperwork.
See the five stepsTransparent Loan Terms
Clearly view loan amounts, repayment tenures, interest rates and fees before you commit.
Data Security
We take security measures, including encryption and access controls, to protect your personal information.
Dedicated Customer Support
Get assistance with loan applications and account-related enquiries, Monday to Friday, 9:00 AM–5:30 PM.
Five steps from sign-up to funds
The whole journey happens in the Rupiva Credit app. Our partner lending institution reviews every application.
- 01
Register
Download Rupiva Credit and sign up with your mobile number.
- 02
Verify
Provide your personal information and the required KYC documents.
- 03
Apply
Complete and submit your loan application.
- 04
Track
Check your application status in the app at any time.
- 05
Receive Funds
Once approved and the loan agreement is confirmed, funds are disbursed to your bank account.
We facilitate. Our RBI-registered partner lends.
Rupiva Credit is operated by NIVANA FINTECH PRIVATE LIMITED as a Lending Service Provider (LSP). Loan products are provided by Allen's Housing & Finance Limited, a Non-Banking Financial Company registered with the Reserve Bank of India. Rupiva Credit does not directly provide loans.
View lending partner detailsKnow the full cost before you apply
See a worked example of interest, processing fee and GST on a INR 10,000 loan, or estimate your own.