Lending institution
RBI Registered
Allen's Housing & Finance Limited
- Institution Type
- Non-Banking Financial Company (NBFC)
- RBI Registration Number
- B.05.06399
- Corporate Identification Number
- U65993WB1992PLC056844
- Official Website
- allenhf.in/partner.html
Roles and responsibilities
Who does what
Lending Service Provider
NIVANA FINTECH PRIVATE LIMITED
- Operates the Rupiva Credit app and website
- Assists with online loan applications and KYC submission
- Shows loan terms provided by the lender
- Provides customer support and handles grievances
- Does not approve loans or disburse funds
Regulated Entity · NBFC
Allen's Housing & Finance Limited
- Assesses creditworthiness and eligibility
- Approves or declines loan applications
- Sets the loan amount, interest rate, fees and tenure
- Executes the loan agreement
- Disburses funds directly to your bank account
How a loan moves
From application to disbursement
- 1
Application
You register and apply in the Rupiva Credit app.
Rupiva Credit - 2
KYC & submission
Your details and documents are verified and securely shared with the lender.
Rupiva Credit - 3
Credit decision
The lender assesses your application and decides on approval and terms.
NBFC partner - 4
Agreement
You review and confirm the loan agreement and its terms.
NBFC partner - 5
Disbursement
Funds are sent by the lender directly to your bank account.
NBFC partner
Borrower notice
Rupiva Credit does not directly provide loans and never asks for upfront payments to approve a loan. Loan disbursements and repayments are made only through official channels of the lending institution. If you receive suspicious requests in the name of Rupiva Credit, please report them to case@nivanafintech.com. For complaints, see our Grievance Redressal Policy.